IntegrationsApp
Deals go to Idea Financial straight through its API, and the whole process after the offer happens in the app too:
- Offers arrive by themselves, with the amount, interest rate, term and product (term loan or line of credit). Idea Financial sends no notifications, so we check for you often: every few minutes at first, and whenever you open the deal.
- Accept an offer in one step. Pick the offer and the final amount and rate (term loans), add the closing documents Idea Financial asks for (matched to the deal’s documents, or uploaded right there), answer its questions, and send it to its review. The offer becomes the deal’s primary offer. Idea Financial keeps one accepted offer at a time, so choosing another replaces the first until the application is in review.
- Fix what’s missing. When Idea Financial says the application is incomplete, update the deal and send the changes, then resubmit.
- Send the contract when it’s ready; the merchant signs on Idea Financial’s side.
- The Submissions table shows one row per lender with the lender’s own status and a Next step button (Review offers, Finish closing, Respond to lender, Send contract, Record funding). The deal’s stage follows the lender’s progress through to Contracts Out.