> ## Documentation Index
> Fetch the complete documentation index at: https://docs.nextlevelmca.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Get a person

> The person with their business associations and the deals they own. SSN is masked (`***-**-1234`); `dob` only for admin / manager credentials.



## OpenAPI

````yaml /openapi/public-v1.json get /v1/people/{id}
openapi: 3.0.0
info:
  title: NextLevel MCA Public API
  description: >-
    REST API for the NextLevel MCA deal platform. Objects flow Businesses →
    People → Deals → Submissions → Offers → Advances.


    **Authentication.** Send `Authorization: Bearer <key>` with an API key
    (`nlmca_live_…`, created in Settings → Developers) or an OAuth access token.
    Keys are scoped to one location.


    **Conventions.** JSON only. Cursor pagination (`limit` ≤ 100, `cursor` from
    `meta.next_cursor`). Every success is `{ data, meta }`; every error is `{
    error: { type, message, code, param, request_id } }`. POST endpoints accept
    `Idempotency-Key` (24h replay). Rate limit 300 requests/min per credential
    (`X-RateLimit-*` headers).


    **Scopes.** Keys with no scopes have all of them. Otherwise:

    - `businesses:read` — Read businesses and their notes, tasks and activity

    - `businesses:write` — Create and update businesses, notes and tasks

    - `people:read` — Read people (contacts and owners)

    - `people:write` — Create and update people

    - `deals:read` — Read deals, submissions and the pipeline

    - `deals:write` — Create and update deals, move stages

    - `documents:read` — Read documents and statement analysis

    - `documents:write` — Upload documents and request documents from merchants

    - `lenders:read` — Read lenders, criteria and lender matches

    - `lenders:write` — Create and update lenders and criteria

    - `submissions:write` — Submit deals to lenders and withdraw submissions

    - `offers:read` — Read offers

    - `offers:write` — Log and update offers, set the primary offer

    - `advances:read` — Read funded advances and renewal flags

    - `advances:write` — Update advances

    - `portal:send` — Generate and send merchant portal links

    - `webhooks:manage` — Manage webhook subscriptions
  version: '1.0'
  contact: {}
servers:
  - url: https://api.nextlevelmca.com
    description: Production
security:
  - bearer: []
tags:
  - name: Businesses
    description: Merchant businesses and their notes, tasks and activity
  - name: People
    description: Contacts and owners. Phone lookups normalise to E.164.
  - name: Deals
    description: Deals, stage moves, renewals and the pipeline
  - name: Documents
    description: Documents, presigned uploads, document requests and statement analysis
  - name: Lenders
    description: Lenders and their criteria
  - name: Lender matches
    description: Criteria-driven lender matching for a deal
  - name: Submissions
    description: Sending deals to lenders
  - name: Offers
    description: Lender offers and the primary offer
  - name: Advances
    description: Funded advances and renewal readiness
  - name: Merchant portal
    description: Magic links for the merchant portal
  - name: Webhooks
    description: Outbound event subscriptions
paths:
  /v1/people/{id}:
    get:
      tags:
        - People
      summary: Get a person
      description: >-
        The person with their business associations and the deals they own. SSN
        is masked (`***-**-1234`); `dob` only for admin / manager credentials.
      operationId: people_get
      parameters:
        - name: id
          required: true
          in: path
          description: Person id
          schema:
            type: string
      responses:
        '200':
          description: OK
          content:
            application/json:
              schema:
                type: object
                required:
                  - data
                  - meta
                properties:
                  data:
                    $ref: '#/components/schemas/PersonDetailDto'
                  meta:
                    $ref: '#/components/schemas/EmptyMetaDto'
        '401':
          description: Missing, invalid, expired or revoked credential.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ErrorEnvelopeDto'
        '403':
          description: Credential lacks the scope, or the role lacks the permission.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ErrorEnvelopeDto'
        '404':
          description: Resource not found in this location.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ErrorEnvelopeDto'
        '429':
          description: Rate limit exceeded. See `X-RateLimit-*` and `Retry-After`.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ErrorEnvelopeDto'
      security:
        - bearer: []
components:
  schemas:
    PersonDetailDto:
      type: object
      properties:
        id:
          type: string
          description: Person id.
        first_name:
          type: string
          description: First name.
        last_name:
          type: string
          nullable: true
          description: Last name.
        full_name:
          type: string
          description: First and last name joined, for display.
        email:
          type: string
          nullable: true
        phone:
          type: string
          nullable: true
          description: Phone as stored (any format). Lookups normalise to E.164.
        address:
          type: string
          nullable: true
        city:
          type: string
          nullable: true
        state:
          type: string
          nullable: true
        zip:
          type: string
          nullable: true
        dob:
          type: string
          nullable: true
          description: >-
            Date of birth `YYYY-MM-DD`. Only returned to admin / manager
            credentials; null for everyone else.
        ssn_masked:
          type: string
          nullable: true
          description: >-
            Masked SSN, e.g. `***-**-6789`, or null when none is on file. The
            full number is never returned.
        credit_score:
          type: string
          nullable: true
          description: Credit score or range as text.
        ghl_contact_id:
          type: string
          nullable: true
          description: Id of the mirrored CRM contact, when linked. Read-only.
        status:
          type: string
          nullable: true
          enum:
            - active
            - inactive
          description: '`active` or `inactive`.'
        created_at:
          type: string
          description: ISO 8601 UTC.
        updated_at:
          type: string
          description: ISO 8601 UTC.
        businesses:
          description: Businesses this person is associated with.
          type: array
          items:
            $ref: '#/components/schemas/PersonBusinessLinkDto'
        deals:
          description: Deals where this person is an owner, most recently updated first.
          type: array
          items:
            $ref: '#/components/schemas/PersonDealSummaryDto'
      required:
        - id
        - first_name
        - last_name
        - full_name
        - email
        - phone
        - address
        - city
        - state
        - zip
        - dob
        - ssn_masked
        - credit_score
        - ghl_contact_id
        - status
        - created_at
        - updated_at
        - businesses
        - deals
    EmptyMetaDto:
      type: object
      properties: {}
    ErrorEnvelopeDto:
      type: object
      properties:
        error:
          $ref: '#/components/schemas/PublicErrorDto'
      required:
        - error
    PersonBusinessLinkDto:
      type: object
      properties:
        business_id:
          type: string
          description: Business id.
        legal_name:
          type: string
          description: Business legal name.
        dba:
          type: string
          nullable: true
          description: Doing-business-as name.
        status:
          type: string
          nullable: true
          description: 'Business status: `active`, `inactive` or `watchlist`.'
        role:
          type: string
          nullable: true
          enum:
            - owner
            - co-owner
            - bookkeeper
            - other
          description: Role of the person on the business.
        ownership_percent:
          type: number
          nullable: true
          description: Ownership percentage, when known.
        active:
          type: boolean
          description: False when the association was deactivated.
        is_primary_contact:
          type: boolean
          description: True when this person is the business’s primary contact.
      required:
        - business_id
        - legal_name
        - dba
        - status
        - role
        - ownership_percent
        - active
        - is_primary_contact
    PersonDealSummaryDto:
      type: object
      properties:
        id:
          type: string
          description: Deal id.
        business_name:
          type: string
          nullable: true
          description: Business name on the deal.
        business_id:
          type: string
          nullable: true
          description: Business the deal belongs to.
        requested_amount:
          type: number
          nullable: true
          description: Requested funding amount.
        status:
          type: string
          nullable: true
          description: Deal status slug.
        stage:
          nullable: true
          description: Current pipeline stage.
          allOf:
            - $ref: '#/components/schemas/PersonDealStageDto'
        is_primary_owner:
          type: boolean
          description: True when this person is the deal’s primary owner.
        ownership_percent:
          type: number
          nullable: true
          description: Ownership percentage recorded on the deal.
        created_at:
          type: string
          description: ISO 8601 UTC.
        updated_at:
          type: string
          description: ISO 8601 UTC.
      required:
        - id
        - business_name
        - business_id
        - requested_amount
        - status
        - stage
        - is_primary_owner
        - ownership_percent
        - created_at
        - updated_at
    PublicErrorDto:
      type: object
      properties:
        type:
          type: string
          enum:
            - validation_error
            - authentication_error
            - permission_error
            - not_found
            - conflict
            - rate_limit_error
            - api_error
        message:
          type: string
          description: Human-readable explanation, safe to show to an operator or an agent.
        code:
          type: string
          description: >-
            Stable machine-readable code, e.g. `missing_scope`,
            `duplicate_business`.
        param:
          type: string
          description: Request field the error refers to, when applicable.
        request_id:
          type: string
          description: Echo of the `X-Request-Id` header. Quote it when contacting support.
      required:
        - type
        - message
        - request_id
    PersonDealStageDto:
      type: object
      properties:
        id:
          type: string
        label:
          type: string
          description: Stage label as shown on the board.
        phase:
          type: string
          enum:
            - preoffer
            - offer
            - contract
            - funded
            - dead
      required:
        - id
        - label
        - phase
  securitySchemes:
    bearer:
      scheme: bearer
      bearerFormat: API key or JWT
      type: http
      description: API key (`nlmca_live_…`) or OAuth access token

````

## Related topics

- [MCP server](/mcp/overview.md)
- [Changelog](/changelog/changelog.md)
- [Create a person](/api-reference/people/create-a-person.md)
